:root{--moss: #356343;--moss-600: #2c5439;--deep-moss: #1f3b2a;--gorse: #f2b705;--gorse-soft: #fbe6a3;--paper: #fbf9f3;--paper-2: #f4eee1;--surface: #ffffff;--stone: #f3efe7;--ink: #1d2a23;--slate: #5f6a5d;--border: #e7dfcd;--moss-tint: #e4ede2;--valid-bg: #e1ede2;--valid-fg: #2c5439;--soon-bg: #fbeecb;--soon-fg: #8a6a08;--lapsed-bg: #fbe3dd;--lapsed-fg: #b14228;--na-bg: #ece7dc;--na-fg: #6f6657;--radius: 18px;--radius-lg: 26px;--shadow-sm: 0 1px 2px rgba(31, 59, 42, .05);--shadow: 0 14px 40px -18px rgba(31, 59, 42, .28);--shadow-lg: 0 30px 70px -30px rgba(31, 59, 42, .4);--font-head: "Lexend", system-ui, sans-serif;--font-body: "Source Sans 3", system-ui, -apple-system, sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:var(--font-body);background:var(--paper);color:var(--ink);line-height:1.6;-webkit-font-smoothing:antialiased;overflow-x:hidden}h1,h2,h3,.wordmark{font-family:var(--font-head);letter-spacing:-.015em}.wrap{max-width:1080px;margin:0 auto;padding-left:22px;padding-right:22px}a{color:inherit}:focus-visible{outline:3px solid var(--gorse);outline-offset:2px;border-radius:6px}.nav-outer{position:sticky;top:0;z-index:50;background:#fbf9f3d1;backdrop-filter:saturate(160%) blur(10px);border-bottom:1px solid var(--border)}.nav{display:flex;align-items:center;justify-content:space-between;padding-top:16px;padding-bottom:16px}.brand{display:flex;align-items:flex-end;gap:10px;text-decoration:none}.mark{height:36px;width:auto;display:block}.mark-sm{height:28px}.wordmark{color:var(--deep-moss);font-weight:700;font-size:22px;line-height:.9}.nav-links{display:flex;align-items:center;gap:26px}.nav-link{color:var(--slate);text-decoration:none;font-weight:500;font-size:15px;transition:color .15s}.nav-link:hover{color:var(--deep-moss)}.btn{display:inline-flex;align-items:center;justify-content:center;font-family:var(--font-head);font-weight:600;text-decoration:none;padding:13px 24px;border-radius:12px;font-size:16px;transition:transform .15s ease,box-shadow .15s ease,background .15s ease;cursor:pointer}.btn-sm{padding:9px 18px;font-size:15px}.btn-primary{background:var(--moss);color:#fff;box-shadow:0 10px 24px -12px #356343e6}.btn-primary:hover{background:var(--moss-600);transform:translateY(-2px);box-shadow:0 16px 30px -14px #356343e6}.btn-ghost{color:var(--deep-moss);background:var(--surface);border:1px solid var(--border)}.btn-ghost:hover{background:var(--stone);transform:translateY(-2px)}.btn-light{background:var(--gorse);color:#3a2f00;box-shadow:0 12px 28px -12px #00000073}.btn-light:hover{transform:translateY(-2px);filter:brightness(1.04)}.hero-outer{position:relative;overflow:hidden}.hero-bg{position:absolute;inset:0;z-index:0;background:radial-gradient(60% 55% at 78% 8%,rgba(242,183,5,.16),transparent 60%),radial-gradient(70% 60% at 10% 0%,rgba(53,99,67,.12),transparent 55%),linear-gradient(180deg,#fdfcf8 0%,var(--paper) 100%)}.hero{position:relative;z-index:1;display:grid;grid-template-columns:1.05fr .95fr;gap:48px;align-items:center;padding-top:72px;padding-bottom:116px}.eyebrow{display:inline-flex;align-items:center;gap:8px;color:var(--moss);font-weight:600;letter-spacing:.3px;text-transform:uppercase;font-size:13px;margin:0 0 18px;background:var(--moss-tint);padding:6px 14px;border-radius:999px}.eyebrow-dot{width:7px;height:7px;border-radius:999px;background:var(--gorse);display:inline-block}.eyebrow-center{display:inline-flex}.hero h1{color:var(--deep-moss);font-size:clamp(30px,5.4vw,56px);line-height:1.06;font-weight:700;margin:0 0 18px;text-wrap:balance}.hl{color:var(--moss);position:relative}.lead{color:var(--slate);font-size:clamp(17px,2.2vw,20px);max-width:540px;margin:0 0 28px}.cta-row{display:flex;gap:12px;flex-wrap:wrap}.reassure{color:var(--slate);font-size:14.5px;margin-top:18px}.hero-visual{position:relative}.status-card{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius-lg);padding:24px;box-shadow:var(--shadow-lg);position:relative}.status-head{display:flex;justify-content:space-between;align-items:flex-start;gap:12px;margin-bottom:18px}.status-kicker{font-family:var(--font-head);font-weight:600;color:var(--deep-moss);font-size:17px;margin:0}.status-holding{color:var(--slate);font-size:14px;margin:3px 0 0}.deadline-chip{display:inline-flex;flex-direction:column;align-items:center;line-height:1.05;background:var(--deep-moss);color:#fff;border-radius:14px;padding:8px 14px;text-align:center}.deadline-label{font-size:10px;letter-spacing:1.5px;opacity:.75}.deadline-date{font-family:var(--font-head);font-weight:700;font-size:16px}.plan-list{list-style:none;margin:0;padding:0;display:grid;gap:8px}.plan-row{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:12px 14px;background:var(--paper);border:1px solid var(--border);border-radius:12px}.plan-name{font-size:14.5px;font-weight:500;color:var(--ink)}.badge{display:inline-flex;align-items:center;gap:6px;flex-shrink:0;font-size:12.5px;font-weight:600;padding:4px 10px;border-radius:999px;white-space:nowrap}.badge-dot{width:7px;height:7px;border-radius:999px;background:currentColor}.badge-valid{background:var(--valid-bg);color:var(--valid-fg)}.badge-soon{background:var(--soon-bg);color:var(--soon-fg)}.badge-lapsed{background:var(--lapsed-bg);color:var(--lapsed-fg)}.badge-na{background:var(--na-bg);color:var(--na-fg)}.status-foot{margin:16px 0 0;font-size:13.5px;color:var(--slate);display:flex;align-items:center;gap:8px}.status-foot:before{content:"";width:8px;height:8px;border-radius:999px;background:var(--gorse);flex-shrink:0}.hills{position:absolute;bottom:-1px;left:0;width:100%;height:110px;z-index:1;display:block}.trust-outer{background:var(--paper-2);border-bottom:1px solid var(--border)}.trust{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;padding-top:30px;padding-bottom:30px}.trust-item{display:flex;flex-direction:column;gap:2px}.trust-item strong{font-family:var(--font-head);color:var(--deep-moss);font-size:19px;font-weight:700}.trust-item span{color:var(--slate);font-size:14px}.problem{padding-top:64px;padding-bottom:8px}.problem-card{display:flex;gap:22px;align-items:flex-start;background:linear-gradient(135deg,var(--moss-tint),#eef4ec);border:1px solid #cfe0d2;border-radius:var(--radius-lg);padding:34px}.problem-icon{flex-shrink:0;width:52px;height:52px;border-radius:14px;background:var(--gorse-soft);color:var(--soon-fg);display:flex;align-items:center;justify-content:center}.problem-icon svg{width:26px;height:26px}.problem-card h2{color:var(--deep-moss);font-size:clamp(21px,3vw,27px);margin:0 0 10px;line-height:1.2}.problem-card 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var(--border);border-bottom:1px solid var(--border);margin-top:72px}.how{text-align:center;padding-top:64px;padding-bottom:64px}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;max-width:920px;margin:0 auto;text-align:left}.step{position:relative;background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:26px;box-shadow:var(--shadow-sm)}.step-n{display:flex;align-items:center;justify-content:center;width:44px;height:44px;border-radius:14px;margin-bottom:16px;background:var(--moss);color:#fff;font-family:var(--font-head);font-weight:700;font-size:19px}.step-body h3{margin:0 0 6px;font-size:18px;color:var(--deep-moss);font-weight:600}.step-body p{margin:0;color:var(--slate);font-size:15.5px}.step-line{position:absolute;top:48px;right:-16px;width:32px;height:2px;background:repeating-linear-gradient(90deg,var(--moss) 0 6px,transparent 6px 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var(--border);background:var(--paper-2)}.foot{display:flex;justify-content:space-between;align-items:center;gap:18px;flex-wrap:wrap;padding-top:30px;padding-bottom:36px;color:var(--slate);font-size:14px}.foot-brand{display:flex;align-items:center;gap:10px;font-weight:600;color:var(--deep-moss)}.foot-note{max-width:480px}@media(max-width:900px){.hero{grid-template-columns:1fr;gap:40px;padding-top:52px;padding-bottom:96px}.hero-copy{text-align:center}.eyebrow,.cta-row{justify-content:center}.lead{margin-left:auto;margin-right:auto}.hero-visual{max-width:460px;margin:0 auto;width:100%}.steps{grid-template-columns:1fr;max-width:460px}.step-line{display:none}}@media(max-width:640px){.nav-links{gap:14px}.nav-link{display:none}.grid{grid-template-columns:1fr}.trust{grid-template-columns:repeat(2,1fr);gap:22px 16px}.problem-card{flex-direction:column;gap:16px;padding:26px}.foot{justify-content:center;text-align:center}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}.btn:hover,.card:hover{transform:none}}.apply-form{max-width:560px;margin:0 auto 4px;text-align:left}.apply-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-bottom:10px}.apply-form input,.apply-form textarea{width:100%;box-sizing:border-box;font:inherit;padding:11px 12px;border:1.5px solid var(--border);border-radius:10px;background:var(--surface);color:var(--ink)}.apply-form textarea{margin-bottom:12px;resize:vertical}.apply-form button{width:100%;cursor:pointer}.apply-status{text-align:center;margin:12px 0 0;font-size:14px;min-height:1.2em}.apply-status.ok{color:var(--moss)}.apply-status.err{color:var(--lapsed-fg)}.policy-meta{color:var(--slate);font-size:14px;margin-top:12px}@media(max-width:560px){.apply-grid{grid-template-columns:1fr}}